Står IDEX foran sitt gjennombrudd nå?

Anders9ls1
IDEX 11.11.2019 kl 20:54 101242

Did you know ... IDEX Biometrics are one of only two suppliers to offer off-chip capacitive fingerprint sensors and the only supplier using this technology with the preferred ridge matching biometric algorithm.

https://www.idexbiometrics.com/idex-biometrics-lets-talk-about-how-idex-biometrics-is-changing-the-fingerprint-sensor-market/

https://www.telemediaonline.co.uk/how-biometric-smart-cards-benefit-the-entire-payments-ecosystem/amp/?__twitter_impression=true

https://www.goodeintelligence.com/press-releases/biometric-payment-cards-are-we-there-yet/

https://www.fintech.finance/01-news/biometric-payment-cards-whats-actually-in-it-for-you/

https://www.verdict.co.uk/biometric-adoption/

https://www.biometricupdate.com/201910/idex-biometrics-report-says-biometric-payment-cards-at-mass-market-tipping-point

https://www.marketwatch.com/press-release/biometric-payment-market-may-see-a-big-move-idex-biometrics-asa-fujitsu-visa-2019-10-31?mod=mw_quote_news

https://vimeo.com/355332124/1d550aac6c

IDEX Biometrics has operations in Europe, US, Korea, China and Taiwan and we've built partnerships with many of the biggest names in the industry.

Det har kostet tid og vanvittig mye penger, men verden ligger til rette for at 2020 er året for at IDEX sin teknologi skal slå til.

Lykke til 👍



Redigert 21.01.2021 kl 09:41 Du må logge inn for å svare
Anders9ls1
14.11.2019 kl 08:16 8432

Selv Møyfrid og Reserven skal inn i dag 😊
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
15.11.2019 kl 08:15 8133

Ny dag - ny melding.

MANDATORY NOTICE OF TRADE

Guido Bertocci, VP Software Engineering at IDEX Biometrics, has purchased 500,000 of IDEX Biometrics shares on November 14, 2019 Shares were purchased on OTCQB (Symbol: IDXAF) at $0.085 USD. Following this transaction, Guido Bertocci holds: • 500,000 shares • 944,900 subscription rights

www.oslobors.no


Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
15.11.2019 kl 08:34 8120

De er midt i gjennombruddet som verdensledende , her blir det kø 🤣❤️❤️🤣🤣🤣🤣💎❤️❤️❤️❤️❤️🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
15.11.2019 kl 17:23 8027

Nytt innsidekjøp 👍

MANDATORY NOTICE OF TRADE

Guido Bertocci, VP Software Engineering at IDEX Biometrics, has purchased 725,000 of IDEX Biometrics shares on November 15, 2019. Shares were purchased on OTCQB (Symbol: IDXAF) at $0.087 USD. Following this transaction, Guido Bertocci holds: • 1,225,000 shares • 944,900 subscription rights

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
NilsAB
15.11.2019 kl 20:03 7947

Haraball neste uke 🎷🎺🎼🎼🎺🎷
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
15.11.2019 kl 21:50 7875

Slettet bruker skrev Hva betyr montesering?
Monetization (also written monetisation) is a term used to describe various processes.

In banking the term refers to the process of converting or establishing something into legal tender. While it usually refers to the coining of currency or the printing of banknotes by central banks, it may also take the form of a promissory currency.

The term "monetization" may also be used informally to refer to exchanging possessions for cash or cash equivalents, including selling a security interest, charging fees for something that used to be free, or attempting to make money on goods or services that were previously unprofitable or had been considered to have the potential to earn profits. And data monetization refers to a spectrum of ways information assets can be converted into economic value.

In some industry sectors such as high technology and marketing, monetization is a buzzword for adapting non-revenue-generating assets to generate revenue.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
blochster
16.11.2019 kl 00:30 7780

Hvor er Reserven ?

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 02:29 7755

Anders9ls1 skrev Innlegget er slettet
Quest enabler også mobile payments. Tilsvarende teknologi er en av de store driverne bak mobil-betaling i mitt nærområde, bortsett fra at de ikke støtter kort, bare QR og mobile wallet.
De er attraktivt for en stor del av økonomien at de kan bli mottakere av elektronisk betaling "gratis" (dvs de få merchants som ikke hadde en kurant smart telefon må ut med ca 1000 lapp) og derfor øker elektronisk betaling svært fort. Inntil den typen "terminaler" (app på Android mobil/tab) kom så kostet terminal pluss landline fort 10k NOK og det var helt utelukket for mange merchants og selv supermarkeder hadde kun 2-3 kasser som tok kort, alle de andre var "cash only". Nå er det fortsatt et par kasser som tar kort, noen som er mobile only og mange som er mobile or cash.

I Asia er det ikke nødvendig at terminalen tar kort i tillegg fordi det finnes knapt kunder som har kort og ikke mobilbetaling, mens i et "eldre" marked som Australia er det sikkert en fordel at Quest også kan tilby kort en stund. Men de kommer etter der også.
https://www.news.com.au/finance/money/costs/mobile-payments-are-booming-in-australia-as-customers-ditch-cards-and-cash/news-story/863e9f260f262b22d935ef8840ac6ab4
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
16.11.2019 kl 07:17 7714

By David Orme, SVP, IDEX Biometrics ASA



By 2023, the global biometrics market is predicted to grow by more than 15%, to over $24 billion. Yet, despite many of today’s most commonly-adopted biometric technologies stemming from Silicon Valley, such as Apple’s Touch ID, only 30% of that growth market will come from North America. So, if it is no longer just North America where consumers are rapidly embracing the security of biometric authentication, where else in the world is the growth of the sector coming from? Surprisingly, much of this progress is taking place in emerging markets such as Latin America, Africa and Asia. Recent developments in these regions have shown they can rapidly incorporate biometric technology into country-wide banking, government IDs and retail programmes, without being held back by legacy technology and systems which have delayed wider biometric adoption across Europe and North America.



Disrupting the Asian retail market with a smile 😊😊

According to a Technavio report, 36% of the global biometrics market growth will come from the Asia Pacific region. In this region, China is already ahead of the rest of the world when it comes to biometric-authorised payments. In fact, it’s being adopted so quickly that cash is fast becoming obsolete in urban China, where the mobile payments market is worth around $12.8 trillion, led by fingerprint-to-pay apps, roughly 50 times the value of the mobile payment market in the USA.



AliPay, China’s biggest payment app, from e-commerce giant Alibaba, has 870 million registered users on its fingerprint-to-pay service. The brand even recently launched a trial ‘smile-to-pay’ feature at a branch of KFC in Southern China, which uses facial recognition to identify the customer at a self-order terminal and automatically charges them via the payment app – meaning the store has no cashiers, no tills and near-instant order collect.

https://www.financederivative.com/scanning-the-horizon-emerging-markets-in-biometrics/

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
16.11.2019 kl 07:26 7848

"With its highly developed financial services sector and large private wealth market, Australia is a key geography for payment providers rolling out new biometric payment card services across the APAC region".

https://www.idexbiometrics.com/idex-biometrics-expands-its-patent-coverage-for-on-card-enrollment-for-biometric-smart-cards-into-apac/

Across the Asia-Pacific region, we see card use growing rapidly compared to cash and biometric payment cards offer unique benefits to those card users. IDEX’s low cost, convenient invention for enrollment removes a barrier to mass deployment of biometric cards to the public. We expect unconnected remote on-card enrollment to become the de-facto standard for biometric smart card enrollment worldwide and IDEX is ideally positioned with the granting of this foundational patent.”

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 08:45 7806

Om de rekker å rulle ut før plastkortet forsvinner så...
Det tror jeg ikke de rekker i Kina eller sørøst asia, men "gamle" økonomier som Europa og Australia vil det nok gå senere fordi de aller fleste har plastikk fra før.
I Asia hopper de fleste fra cash (og tilogmed bytteøkonomi) til mobil. De "rike" (dvs et par % som har reist utenlands) har hatt plastikk, mens resten har stort sett ikke bankkonto engang. og selv de "rike" kaster seg på mobilbetaling fordi det er mye flere som aksepterer det enn kort.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 09:00 7828

Det er jo riktig at Asia går foran når det gjelder biometri for betaling, men jeg kan ikke se at det skal hjelpe idex. Biometri betalingene her i Asia er jo fra mobil og bruker sensoren på mobilen. Alipay og Wechat har over en millard brukere allerede i tillegg til noen 100 millioner i andre lokale varianter i sørøstasia.
Og jeg kan ikke forstå at andre emerging markets som søramerika og afrika skal ta omveien via plastkort, de kan like godt gå rett på mobil også.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 09:18 7803

Det stilles spørsmål med sikkerheten på appelpay, og nå er det også eit kost/nytte spørsmål, hvorfor kjøpe en dyr smart tlf om en kan fortsette å bruke kort. Tror også eldre vil foretrekke kort de neste 15-20 åra.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
16.11.2019 kl 10:08 7738

Hvordan forklarer du samarbeidet her da?

IDEX Biometrics has sealed a licensing deal with one of its prominent APAC partners. The company has announced that Chutian Dragon has purchased a license for the use of IDEX’s biometric enrollment technology for biometric cards.

IDEX first teamed up with Chutian Dragon last November. Chutian Dragon is a major China-based card maker certified by Amex, China UnionPay, JCB, Mastercard, and Visa; and in announcing the strategic partnership at the time, IDEX placed Chutian Dragon’s production capacity at up to 700 million units per year, suggesting it could become an important ally in bringing IDEX’s fingerprint sensor technology to the region’s card market.

Now, Chutian Dragon has signed onto a royalty-bearing agreement allowing it to leverage IDEX’s on-card enrollment technology in order to produce “on-card enrollment devices,” according to a statement announcing the deal. IDEX’s biometric enrollment system is based on the use of a lightweight receptacle into which a payment card (or other smart card) can be inserted for user registration. At the time, the user is prompted to scan their fingerprint on the card, with the electronic receptacle establishing a link between the user’s biometrics and the card; from there, the card can authenticate that user – and only that user – for any subsequent transactions.

News of the deal with Chutian Dragon comes just a week after IDEX’s announcement of a similar licensing agreement with IDEMIA; and in its announcement, IDEX indicated that “Further license agreements are anticipated over time.”

The deal’s announcement also comes after IDEX and Chutian Dragon revealed plans to collaborate with PAX Technology Limited on biometric payment terminals and related software earlier this year, suggesting the Chutian Dragon has become an increasingly important strategic partner since it first teamed up with IDEX less than a year ago.

“I’m delighted that IDEX is extending its relationship with Chutian Dragon through this license agreement,” commented IDEX Biometrics CEO Stan Swearingen, adding that the biometric enrollment system covered in the agreement “is destined to grow in popularity and help bring biometric smart cards into mainstream use.”

https://findbiometrics.com/chutian-dragon-licenses-idex-remote-enrollment-solution-for-biometric-cards-610088/

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
16.11.2019 kl 10:13 7747

Welcome to Chutian Dragon!
As one of the largest card manufacturer in the world, Chutian Dragon has an area of 30,000 square meters factory,located in Dongguan City of China,with only one hour drive to Shenzhen Seaport,Shenzhen Airport and one and half hour to Hong Kong International Airport.

We specialize in the development and production of various Scratch card and Smart Card, such as Prepaid Scratch Card in Paper & PVC material, Contact & Contactless IC cards,such as the SIM&UIM card for the Telecom Operators, Duel Interface Cards, Nonstandard Cards, Magnetic Stripe Cards for the Banks as the Debit/Credit card and for the retailers as the membership card, Died-Cut shape Cards and other associated products. We conform to ISO international standard and can meet demands of various customers.

We have several complete Scratch Card and Smart Card production lines equipped with international advanced equipment for production, detection and test. Such as Heidelberg Full color printing machine,NBS machine for Magnetic Encoding,DATACARD manchie for IC personalization.We have high safety and quality products.Therefore, we achieved the production capacity of 1.1 billion Scratch Cards and 85 million Smart Cards last year.

With eighteen years of dedicated effort and development, we have become a qualified supplier to the 3 domestic major telecom operators, China Mobile, China Telecom and China Unicom. For overseas markets, we have become a major supplier for Telenor Group in several Asian countries, Moraco Telecom in North Africa and Teletalk Telecom in Bangladesh,TelBru in Brunei.Chutian Dragon also has several local agents all over the world,to meet its extended marketing strategy.

In the face of increasingly fierce competition and international challenge,Chutian Dragon has been qualified with MasterCard International Certification,GSMA Membership Certification,ICMA Certification,ICCR Certification.
Our mission is "Orient our company to assist the customers to occupy domestic and overseas markets and upgrade the service for competitive force". We will provide high-grade products and service based on scientific management, modernized equipment as well as professional dedication of all the staff members.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 10:21 7685

Du trenger ikke en dyr smart telefon for å kjøre mobilbetaling. Det er ikke apple pay, samsung pay eller google pay som gjelder i Asia. Det er Alipay, Wechat, MoMo, Gcash, ... og de går kjempegreit på en Huawei Y5 til ca 800 kroner (sikkert billigere telefoner også, men det har ikke jeg sjekket). Og "folk flest" kjøper smart telefon lenge før de i det hele tatt tenker på å åpne en bank-konto.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 10:31 7664

Generelt er det mange sikkerhetsspørsmål som dukker opp med mobilbetaling, kommer til å komme strenge krav her, ta eksempel trådløse nettverk som mobilen automatisk kobles seg opp mot om de er usikret, da har vedkommende bak nettverket full tilfang til mob. Er bare eit spørsmål om tid før det konmer strenge krav her. Kort er den eneste 100% sikre løsningene slik jeg ser det.

Dette setter det litt i perspektiv:
https://youtu.be/xYZtHIPktQg
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
16.11.2019 kl 11:22 7601

Når det kommer til strategisk posisjonering så vil jeg tørre å påstå at IDEX har levert eksepsjonelt i mange år nå, med GIGANTER av aktører og partnere ved sin side.
At markedet har latt vente på seg er ikke IDEX sin feil, men her kunne nok guidingen vært klarere fra ledelsen.

Når det er sagt så kan man jo begynne å lure på hva aksjonærene har fulgt med på av markedsanalyser de siste årene.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
16.11.2019 kl 12:33 7524

Det videoen tar opp er en utfordring. Men det er jo ikke knyttet til mobilbetaling spesielt, det er knyttet til bruken av smarttelefon. Det er temmelig betenkelig hvordan spesiellt google, facebook og apple samler inn informasjon om brukeren for å bruke/selge det. Og det er klart at om jeg hadde brukt apple pay så ville apple fått enda en bite de kan holde sammen med det andre de vet om meg. Men om jeg bruker alipay så får ikke apple den informasjonen (alibaba får den kanskje og jeg vet ikke om det er bedre). Men jeg tror ikke det går an å reversere samfunnet, mobilen har kommet for å bli og de store aktørene kommer til å samle data så mye som vi (og etterhvert myndighetene) tillater dem.

Når det gjelder sikkerheten ved mobilbetaling så kan jeg ikke se at den er stort annerledes enn med kortbetaling, det secure element som ligger i bunn er det samme og biometrien er mye sterkere på telefon fordi det er mye energi og prosesseringskraft tilgjengelig.

Og åpne nettverk er også en utfordring, men ikke for mobilbetaling. Den er kryptert end to end og det er ingen risiko at noen "lytter inn".
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
blochster
16.11.2019 kl 13:02 7509

Altså har i prøvet (i den virkelige verden) og betale med mobilen ? Det er besværligt og tit må man genstarte app/telefon og dækningen er ikke altid i orden, derimod virker betalingen med kort altid !!

Jeg tror at tiden er moden til IDEX sine kort og med den indgang man kan få lige nu er et lod her en ikke en dårlig ide, det syntes ledelsen i IDEX heller ikke da der er meldt om solide insider køb det sidste stykke tid
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Anders9ls1
16.11.2019 kl 22:02 7320

IDEX Biometrics – Let’s Talk Hardware

Welcome to our second Let’s Talk post on how IDEX Biometrics is more than just a component supplier in the biometric fingerprint sensor space. In this post, Peter Kollig, Senior Director of Engineering, Systems Architecture at IDEX Biometrics, discusses the hardware components of the biometric platform.

The hardware components of the IDEX Biometrics platform consists of the following:

The Secure Element (SE) provided by our preferred SE partners, (CEC Huada, Infineon, ST Microelectronics, Fudan Microelectronics and Tsinghua Tongfang) which the customer uses with the appropriate SE Card Operating System (COS)
A Biometric Micro-Controller Unit (B-MCU), which is an off-the-shelf ultra-low powered MCU
The Fingerprint Sensor or Fingerprint Sensor Module – our off-chip sensor using our flexible polymer substrate with the IDEX proprietary Application Specific Integrated Circuit (ASIC)
The IDEX system powered from the Near Field Communication (NFC) unit (no batteries or super-cap required). Our Power Management (PM) hardware harvests energy from the NFC antenna, rectifies the antenna voltage, and provides a regulated supply to the B-MCU and the sensor. The PM hardware provides rectified antenna voltage to B-MCU to enable software-based PM.
As part of our solution, we provide schematics, Gerber files, SE software and a complete set of documents. This provides a comprehensive, all-around solution designed to meet the needs of every customer.

Each of these key points is a factor in the development of IDEX’s biometric fingerprint platform and solutions and provides ample opportunity for growth and development, a philosophy that IDEX fully embraces. With a goal of user accessibility and ease of use, bringing biometrics to new sectors has become a key focus of the company. These advances in technology have come from significant efforts, including testing and piloting the solutions in a variety of situations where they provide significant benefits to our customers.

The future of the biometric fingerprint sensor market is ripe with possibility, and we look forward to advancing the technology and help it grow into a commonly used and trusted means of identification and authentication.

https://www.idexbiometrics.com/idex-biometrics-lets-talk-hardware/

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
16.11.2019 kl 22:15 7305

Hengbao, one of the biggest card companies based in China, covering the banking, telecoms and security sectors, has announced a partnership with IDEX Biometrics (IDEX ASA), the leading provider of advanced fingerprint identification and authentication solutions. The two companies have partnered to introduce contact based biometric smart cards across the Asian market, with future plans to trial dual-interface cards. Hengbao supports cards for multiple payment network specifications, including Mastercard, China Union Pay, VISA, and JCB.

According to market research company ABI Research, the total volume of shipped smart card for payments in Asia in 2017 was 1.3 billion cards. The annual volume is expected to increase to 1.8 billion cards by 2022.

Stan Swearingen, CEO of IDEX Biometrics comments, “This is one of the most significant technologies to enter the smart card market in the past 10 years and will make the common payment card exciting again. The increasing popularity of card payments in Asia, in conjunction with the growing preference towards biometrics, has created the perfect storm for this partnership with Hengbao, a very influential player in the Asian market.

Simon J Qian, CEO of Hengbao adds, “We are excited to take this first step for contact-based biometric smart payment cards with IDEX Biometrics in the Asian market and look forward to announcing trials in the near future. Not only will this be an industry first for the market, but it is the perfect solution to address growing consumer demand for greater authentication to facilitate card-based payments.”

Mr. Simoun Ung, President and CEO of OmniPay, a customer of Hengbao, remarked, “As an issuer of payment cards, our company prioritizes security above all. There is strong potential for this innovation to improve our product offering, especially those related to identification, government clearances and travel. We look forward to working with Hengbao and IDEX Biometrics to develop this technology into an industry standard and strengthen the authentication standards of the payment system.”
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Noni
16.11.2019 kl 23:33 7233

Slettet bruker skrev Hva betyr montesering?
Hvem vet?
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Tysla
17.11.2019 kl 02:15 7145

Idex kommer til å gå mange presenter de neste uke. Last opp før den er over krona
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
17.11.2019 kl 03:35 7116

blochster skrev Hvor er Reserven ?
Hacker Excel for oljederivater, DRITER i IDEX, og tjener flust med penger på aksjer i seriøse firmaer som TJENER PENGER.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
17.11.2019 kl 13:58 6884

Det største knapphetsgodet er ikke lenger tilgang til kunnskap, men evne til å bruke den.
https://www.aftenposten.no/meninger/kronikk/i/Xg3VR7/evne-til-dybdelaering-blir-stadig-viktigere-og-stadig-mer-utfordret-haakon-haugli-og-camilla-ac-tepfers

Gjelder særlig blochster, Noni og poki  :)
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Noni
17.11.2019 kl 14:40 6832

"Takk" for den, jeg har ikke påberopt meg å være på ditt nivå når det gjelder data. Men jeg vet jeg kan konkurrere på andre områder.
Selv om du er bedre enn meg, er det ikke det eller deg jeg burde sammenlignes med, men mine like, og jeg tror du skal lete lenge i mengden . Du kan godt blokkere meg hvis du ønsker at jeg skal forsvinne. Jeg så i dag hva du er opptatt med, ønsker det lykke til.

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
rischioso
17.11.2019 kl 17:47 6694

RE - Hvor er Reserven ?
RE - Hacker Excel for oljederivater, DRITER i IDEX, og tjener flust med penger på aksjer i seriøse firmaer som TJENER PENGER.
-------------------------------
* Leser hva du skriver, men ser også hva du gjør og det forteller gjerne mer enn noe annet ...
Det er ingen investor med vettet i behold som bruker tiden sin (for å bruke dine egne ord) på søpleaksjer om de ikke har noen interesse - med forbehold om at de ikke er noen søplehoder - valget er ditt for hvordan du ønsker å fremstå ... ;)

Når det er sagt så har jeg full forståelse for at interessen øker for caset etter at flere viktige avtaler er meldt. Markedet kommer gjerne diltende etter så mitt bet er at det ikke er lenge før det er slutt på aksjer under krona. Det nylige innsidekjøpet er en god indikator på det og så snart det pågående nedsalget som går mot slutten er over så kommer lettelsesrallyet og vipps så kursen over krona - blir spennende og se neste TOP20 oppdatering ... ;)
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
17.11.2019 kl 22:45 6489

Global card expenditure to reach $45 trillion by 2023 – contactless driving growth.

Payment cards were used for purchases with a value of $25.1 trillion worldwide in 2017, an increase of 13% on the year before.

Although card expenditure is growing strongly, it is being outpaced by growth in the number of payments, as cards are increasingly being used for lower-value payments, often displacing cash in smaller retailers for goods such as drinks and snacks.

RBR’s Global Payment Cards Data and Forecasts says global card expenditure will grow at an average of 10% per year between 2017 and 2023 to reach $45.2 trillion.

The average value of a payment, however, will fall from $67 to $62 over the same period as the influence of contactless cards grows – the latter are typically used for the lowest-value payments, and particularly those which would previously have been made with cash.

Both customers and merchants appreciate the convenience of contactless payments, partly because the need to enter a PIN is removed, but also because transactions are much quicker.

Chinese cards used less frequently, but for higher value purchases

According to the research, Asia-Pacific accounts for 50% of global card expenditure, which is much higher than its 28% share of the number of payments. The main reason for this is that in China, cards tend to be used for cash withdrawals rather than payments, and when they are used at POS, it is typically for high-value purchases such as property deposits and vehicles.

Average card payment value falling

The report shows that debit cards account for 55% of spending on cards worldwide, some way below their share of the number of payments. This is because debit cards are most commonly used for low-value purchases, whereas credit cards are usually used for more expensive items. As the influence of contactless grows, debit cards’ share of global card expenditure will continue to fall.

The value of card payments worldwide will doubtless continue to rise, but the average value of a payment will keep falling.

“Consumers worldwide are becoming more comfortable with using their cards for inexpensive goods, especially as contactless cards become commonplace,” says Daniel Dawson, who led the research project. “As they increasingly expect to be able to use contactless cards across the board, the average value of a payment will continue to fall.”

https://www.paymentscardsandmobile.com/global-card-expenditure-to-reach-45-trillion/
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
17.11.2019 kl 22:52 6479

In response to the news that global card expenditure is forecast to almost double over the next four years as a result of a continued growth in contactless payments, David Orme, SVP at IDEX Biometrics commented below as part of our experts comments series highlighting the need to address card fraud now to secure our future as a cashless nation.

David’s comment also discusses how recent advancements in biometric fingerprint technology could provide the answer by allowing people to be far better protected, without having to compromise security for convenience.

David Orme, Senior Vice President at IDEX:

“The news that global card expenditure is set to almost double over the next four years due to surging growth in contactless payments continues to highlight the reality that we are swiftly moving towards a cashless society. However, in order to become a truly successful cashless society, we must first address card fraud, which remains a serious and increasingly urgent problem. In 2016 alone, fraud losses on UK issued cards totalled £618 million, a 9% increase from the previous year.

To address fraudulent card usage and secure our future as a cashless nation, recent advancements in biometric fingerprint technology is set to transform the physical payment card as we know it. Due to their unique and personal nature, connecting fingerprints to the payment card is an ideal means to provide stronger authentication via contactless and contact transactions. In fact, IDEX Biometrics research revealed 56% of consumers surveyed state they would trust the use of their fingerprint to authenticate payments more than the traditional PIN.

By using biometrics people making card payments will no longer have to compromise security for convenience, as no consumer habit change is required. Key players within the banking industry are already heavily invested in this new digital payment technology and we predict that biometric smart payment card adoption will go into many millions in 2019.”

https://www.informationsecuritybuzz.com/expert-comments/with-global-card-expenditure-set-to-almost-double-over-the-next-four-years-could-biometric-fingerprint-technology-be-the-solution-to-payment-card-fraud/
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
17.11.2019 kl 23:16 6498


Do You Take Cards?
Payment Cards Still Rule In A Cashless Society

The banking industry needs to future-proof payment cards as UK consumers are still not ready to give up their bank cards.

As the UK fast progresses towards a cashless society, consumers have made it clear they are not prepared to give up their bank cards. Research by IDEX Biometrics ASA has revealed that three quarters (75%) of UK consumers are concerned about the UK becoming a cardless society, where they no longer have access to a physical debit card and could only rely on mobile payments. Evidently, UK consumers are actually more worried about the idea of a cardless society, than a cashless one.

For more than a third (37%) of consumers, as long as they have a debit card, the thought of a cashless society doesn’t bother them. Maybe not surprisingly, this is even more pronounced among young consumers, with 53% of 25-34-year-olds unworried about our growing cashless society, providing they still have a bank card.

These findings highlight that banks and financial institutions need to reconsider the cashless transition. This is true for all generations, as only 20% of all UK consumers believe we should already be a cashless society, but particularly so for the older generations, with only 9% of over 55s agreeing we should already be cashless.

In fact, despite the increasing popularity of smartphone payment apps, six-in-ten (60%) respondents would not give up their debit card in favour of mobile payments. This caution is likely stemming from security concerns, with a further 68% stating they still feel more secure using their debit card than a mobile payment and half (50%) of consumers concerned that contactless payments are insecure.

However, four-in-ten (41%) would trust the use of their fingerprint to authenticate payments from their bank card more than a PIN. This figure remains consistent across all age groups, highlighting consumers’ confidence in payment cards secured by biometric authentication.

For more than a third (37%) of consumers, as long as they have a debit card, the thought of a cashless society doesn’t bother them.

Misuse of mobile payments is another major concern for consumers. 58% worry that if they lost their mobile phone, people would be able to access their bank accounts. In contrast, even if stolen or lost, a biometric bank card can’t be misused without the owner’s fingerprint.

“With UK consumers showing their continued attachment to bank cards, it’s time for the financial services industry to future-proof payment cards for the next generation. Customers are still sceptical about mobile payment apps but, given their security concerns, they also require more protection than a PIN currently provides”, comments David Orme, SVP of IDEX Biometrics ASA.

“This shows that there is a clear demand for payment cards that provide the convenience of contactless payments with the added security of biometric fingerprint authentication. As the owner’s fingerprint needs to be present for biometric payment cards to work, reliable bank cards enhanced with biometric technology will prevent misuse and card fraud. This will bring reassurance to all consumers as the UK continues to progress towards a cashless society”, added Orme

https://www.finance-monthly.com/2019/10/do-you-take-cards-payment-cards-still-rule-in-a-cashless-society/

https://www.globenewswire.com/news-release/2019/10/09/1927062/0/en/IDEX-Biometrics-receives-UK-patent-grant-for-on-card-remote-enrollment.html
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Anders9ls1
18.11.2019 kl 08:11 6339

IDEX has successfully completed a private placement of shares, raising NOK 90 million (USD 10 million)

Oslo, Norway, 18 November 2019:  IDEX Biometrics ASA, a leading provider of advanced fingerprint identification and authentication solutions, has successfully obtained subscription for 120 million new shares at NOK 0.75 per share, raising NOK 90.0 million (USD 9.9 million). This fundraising will meet the company's capital requirements and the board expects, based on current market conditions, that these funds will take the company through to profitability. The new shares were placed to eight shareholders about 1 % below the closing price at Oslo Børs on 15 November 2019. The board believes that the private placement is an appropriate funding mechanism at the current time and is in the best interest of the company and all of its shareholders. The board considers it is appropriate to waive the existing shareholders' preferential right to subscribe for new shares because the placement secures timely financing for the company while balancing shareholders' dilution and risk. The placement is divided into two tranches. Tranche one, consisting of 55.4 million shares, will be issued as soon as practical under the board's current authorization to issue shares in private placements. The second tranche, consisting of 64.6 million shares, will be issued subject to approval by an extraordinary general meeting. The board has resolved to call an extraordinary general meeting to be held on or around 12 December 2019. A notice of the extraordinary general meeting will be issued in due course. The company will issue a listing prospectus in connection with tranche two. Following the tranche one capital increase, IDEX will have a share capital amounting to NOK 98,012,120.85 divided into 653,414,139 shares at NOK 0.15 nominal value per share. Following the tranche two capital increase, IDEX will have a share capital amounting to NOK 107,698,309.80 divided into 717,988,732 shares at NOK 0.15 nominal value per share. The company's strategy to be a leader in delivering fingerprint solutions to mass markets is based on a unique flexible and cost efficient off-chip technology. Recent milestones achieved by the company highlight the tangible progress the company has made and validates the growing demand for biometric solutions. In the biometric payment card market, the company's largest potential revenue opportunity, there are positive developments in manufacturing and certification, while the company's remote enroll solution has the potential to become the industry standard. In the access control market, the company is seeing the beginning of shipments and design-in wins and the company expects that both markets will see volume shipments in 2020. Stan Swearingen, CEO of IDEX said: "We are delighted to secure this funding from existing shareholders. This funding will secure necessary capital to meet the impending market growth and large-scale commercialization of biometric smart cards, and enable IDEX to be a leader in the large and growing biometric smart card market. This investment is a strong endorsement of the significant value- creation potential of IDEX's fingerprint biometric technology for its customers, partners, and sharehold

Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
18.11.2019 kl 08:37 6245

Som forventet....nå kan man senke skuldrene og jobbe mot kunder ...så blir det peng i kassa etter hvert...…..åpner 0.87 i dag er mitt råtips.
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
rischioso
18.11.2019 kl 10:38 6124

Ja, det vil nok komme flere større etter hvert som nå anser caset som attraktivt. etter at flere viktige avtaler er kommet på plass hvor flere er forventet å komme. Kapitalinnhentingen vil føre til at caset vil gå i pluss noe som betyr en reprising vil komme i forkant - en reprising som vil skje fortløpende fremover etter hvert som flere avtaler tikker inn og flere ønsker å posisjonere seg - et turnaround case som er helt i startfasen av reprisingen ... ;)
Redigert 21.01.2021 kl 04:16 Du må logge inn for å svare
Slettet bruker
18.11.2019 kl 22:51 5141

Et mirakel - Noni kan skrive noe annet enn:
• Ikke sett noe
• Vet ingen ting
• Hvem vet
• Vet ikke
• Kan ikke noe
Redigert 21.01.2021 kl 07:53 Du må logge inn for å svare
Slettet bruker
19.11.2019 kl 11:58 4918

Bryter igjennom 0,80 krona til fredag !!
Redigert 21.01.2021 kl 07:53 Du må logge inn for å svare
Slettet bruker
19.11.2019 kl 12:04 4907

Nå kommer Idex , oppturen har startet !
Straks over krona 💎❤️🚀
Redigert 21.01.2021 kl 07:53 Du må logge inn for å svare
Slettet bruker
19.11.2019 kl 12:06 4905

Bare å laste inn....minsker på frie utestående aksjer.....så kommer innsiden...……...
Redigert 21.01.2021 kl 07:53 Du må logge inn for å svare
IFA
19.11.2019 kl 12:56 4858

Denne innsideren vet nok hva han gjør når han nå kjøper gjentatte ganger på børsen i USA - uten å diskutere med vår kjære reservebenk som har dominert som voktere på de fleste Idex-forum her det siste året med sine profetier:

Guido Bertocci
VP, Software Engineering

Guido joined IDEX Biometrics as Vice President Software Engineering in September 2016. His previous role was as Vice President Software Engineering in the Smart Display Division, the largest division in Synaptics. He has also worked for LSI, Agere Systems, Lucent Technologies, and Bell Labs. Guido has a strong track record of success in R&D, focusing on best practices for accelerating productivity and outstanding project execution using innovative project management and development processes. Guido holds a Master’s in Electrical Engineering and Computer Science from the University of California, Berkeley and a Bachelor’s with University Honors in Electrical Engineering from Carnegie Mellon University. He was born in 1957, is a US citizen and resides in Massachusetts.
As at 9 May 2018, Guido held 0 (nil) shares and 734,500 subscription rights to shares in IDEX.

https://www.idexbiometrics.com/employee/guido-bertocci/
https://www.idexbiometrics.com/about-idex/management/
https://www.idexbiometrics.com/about-idex/partners-accreditations/
https://www.idexbiometrics.com/about-idex/ip-and-patents/
https://ml-eu.globenewswire.com/Resource/Download/345fdacd-0fcd-4829-bfe5-00162bd2cb04
Redigert 21.01.2021 kl 07:53 Du må logge inn for å svare